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 I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014

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UrRight



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PostSubject: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 11:37 am

First of all, by him interfering with imposing new rules on the credit industry (particularly credit cards) which he signed into law last fall, didn't do any justice.

For example, I was never given notice last fall that one particular credit card issued by Citi-Bank had changed its rules last fall, and since I wasn't adding to the bill, but subtracting from it, they decided to jack my good credit from 6.9 to 29.99. They refused to communicate with me, even though I don't bank with them, I made my payments in person, and people employed there, tried to negotiate, but I was told, even after giving out info, give the response to your bank rep, that they can't negotiate without me "hearing". Case Number 1 - Discrimination.

I went to a public library because all I got on this computer was delayed automati responses of what I "owed".

I talked to a live person, that negotiated with me, but failed to tell me they added $400.00 in late fees and whatever...8.00 over the limit, when I was NOT over the limit. I was never warned that they jacked up the fees, that made my $250.00 payment, $150.00 payment, all within a month in earnest to jack the balance down. I didn't realize the arrangements included a $400.00 charge!!! My minimum was $60.00 a month, went up to $160.00 after I paid early, thus I got slapped with a fine. Which, I will seek counsel on for not just discrimination, but doing this unfairly before Obama's full of squat rules that doesn't protect anyone but his lobbyist.

Lastly, I had a Home Depot card...I made my payments religiously on the first of the month with no interest, figuring out what I needed to pay, on time, to avoid any interest.

Surprise!

I went and made my usual payment on March 2, in person, and when I got a notice that very same month, they just had a postcard in there saying, "Credit regulations are changing. Please note our promotional offers for purchases over $299.00 must change due to regulatyory mandates. (UM, fair warning in the same bill that was jacked up, being paid down, demanding triple payment due) will require a minimul monthly payment."

Great...had one on a 12 month, just started, and one on a six month....and now they want a 4 x the amount in one month....based on both "without interest for one year - the other six months".

Obama, you screwed us again. I was paying down the balance with conservative bookkeeping, and now those very credit industries that gave you money, which you deny, are headed for a hell-hole.

I am not paying under their terms, that I did not sign up for. I signed up for terms that I could improve the home, an at my responsibility to pay back what I could clearly afford until all these "sudden notices" appear without the required grace period to opt out, pay at the rate, or not. I wasn't even given that option - to opt out with Home Depot.

So, you know what? You bailed them out...I paid early - and you now have to pay again to bail them out. I am filing bankruptcy on all my credit cards...and thank you very much for upsetting the relationship I had for many years...I almost had most my debt paid down, fixing up the house, but because of your stupid, idiotic "making people think you are out for them," you can bail out Citi-Bank.

Meanwhile, I'll sue back for discrimination, 15 personal emails, with robotic answers 15 personal visits to negotiate this setback. You can bail them out, cuz I ain't doing business like that. Just a way of you misleading the middle/under class. I'll also file the discrimination case...I have everything recorded.

By the way, why is it that you get treated so much better at the Citi-bank in Crestwood by WHITE people, and get treated like shit in Cal City, where the employees are all black. I was told by a hustler, "she didn't have time, they hung up, cuz you can't hear". No shitz, that's why I had a "trusted employee call, B---TCH!"


S0, now I' have an appt. with legal aid, and believe me, I have all the evidence on these people from every freaking card company...well, two out of the five I have...and all hell is gonna break out on Citi-Bank. I'm filing a discrimination case, so I can zapp out the rest and teach them a lesson.

Don't fluck with my credit cuz I can't hear and you didn't follow the rules.

If you walk into any Chase Bank, I can guarantee you they offer exceptional customer service. It isn't a gutter bank like Citi-Bank, even though I didn't bank at Citi-Bank, just had a card from there.

I recently had to switch banks, after many, many years, because there were few locations, but I highly recommend Chase Bank...you got people in their with their nuts an bolts that know how to treat people. On their behalf, I got the best advice in the world.

Citi-Bank got bailed out, in order for them to pay back the gov't (We the People) they double slam you.

I don't care about credit anymore. I will pay cash...after I slam them. Which means, I slam Obama, "right back at'cha!"

Lastly, the nuclear thing..he can take that treaty and use it for toilet paper. Ain't gonna pass in the Senate.

He has made America "made in Kenya". Doesn't stand a chance of being re-elected. Can't wait until November to boot his cronies out, and maybe start an impeachment, based on his IQ.
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UrRight



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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 11:40 am

I hate that worm.
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Heretic

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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 1:34 pm

Credit card companies can change the rules whenever they want, for whatever reason. That was on the application/contract you signed when you got the card; it's a universal standard in the industry. Failure: you. I don't see how this entire thing has anything specifically to do with Obama himself, rather than our sick relationship our government has with corporationsl; any muppet in office right now would be doing the same damn thing. The idea that we'd finally exist in Paradise without him, or will once there's someone else in office in 2014, I don't think is grounded anywhere in reality.

So I guess my question is, if not Obama, who? McCain? Someone else?

UrRight wrote:
By the way, why is it that you get treated so much better at the Citi-bank in Crestwood by WHITE people, and get treated like shit in Cal City, where the employees are all black.

And classy too! Laughing

UrRight wrote:
He has made America "made in Kenya".

Right. 'Cause it was a "Made in America" utopia until he took office in 2008.

UrRight wrote:
Lastly, the nuclear thing..he can take that treaty and use it for toilet paper.

It's that bad? How would it be better?
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UrRight



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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 2:29 pm

Heretic....I was on a no interest/no fee for one year....then close to paying it off, they changed the rules?

It was a promotional thing...to buy something for 300.00 - for one year, and I added a few things with a new one...just recently, a few weeks ago...for the same...I got interest free for one month....on the latest scam...and had several months on the other. Because they changed the rules after I made my usual payments ahead of time, they now want 1,000 plus. Over a washer....and whatever...I didn't even get the deal to deal with it within my budget.

They deceived me. I usually save and pay cash. No more credit deals with me with anyone. It's cash for now on.

They don't have the universal right to attract you in on a special deal, saying you have to buy at least 300.00 and you have a year to pay or six months, and suddenly slam you with
"NO DEAL". That's why they are sinking...you sink me, I'll sink you twice back.

You offered a deal to get me a washer, you stuck me with a fork, I'll stick you twice back for lying and withdrawing a good month later.

This was not on a revolving charge...it was a separate deal, and everyone knows Home Depot is suffering. But, they did not legally follow Obama's "NEW RULES". So, second failure...if my credit is screwed, I'll screw you back.

That's false advertising and fraud....
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UrRight



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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 2:31 pm

PLUS. may I add, I have a receipt showing I paid on the 3rd when it was due on the 8th. They show no payment and charged me 40.00 for no payment. It was with a debit card and thank God I hold on to my receipts.

To top it off I double the payments !!!!!!!!
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Heretic

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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/10/2010, 2:36 pm

I'm not denying that the credit industry is little more than a bunch of loan sharks. I'm just saying I didn't understand how their existence as such, and Obama's inability to change the industry to the paragons of honesty and decent human behavior overnight, could be possibly be seen as his fault.

Like conservatives always told me, he's no messiah.

And if you have receipts and whatnot and they don't show payments, get a lawyer. Should be an open and shut case.
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UrRight



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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/11/2010, 7:40 am

Whatever law that he signed to protect us from credit tactis, didn't it include that you had to be notified 45 days prior to the changes? Am I understanding that correctly?

Well, in the case of Home Depot, I didn't get the notice in at least January or February. I normally would just assume it was the usual amt., and went in at the 3rd of March...to pay what was due in March. I have the clerk to call and verify the amount owed, then I pay double.

I just happened to open the March bill and there was a postcard in it stating "Effective immediately". Thus, they tacked on additional fees, saying I didn't pay and added a 39.00 late fee and the extra interest.... I didn't open the bill, cuz, I knew I was paying ahead, and always have the clerk call for me to verify what is owed, because if I'm swinging by Home Depot, I stop in and pay directly.

Plus, to add to the nightmare, they shoved the due date up to the 8th from the 19th. That didn't concern me, cuz I pay ahead of time.

To get my point across, are they violating what Obama put into law...that we have a grace period of 45 days to be notified before changes are made?

That is why I am upset - why would he not enact the new regulations/law right away?

On the nuclear thing...it's not going to change anything regarding trying to set an example for other countries. Especially China and Iran...they aren't going to change..and I read and heard on the news that the Senate will not pass it. That confuses me, because if the POTUS signed it, why does it need to go through the Senate?

Like one news commentor said, "Why would we announce to the world what should be top secret?"

Look, already Al Qaeda announced he was gonna bomb the shitz, I forgot...The World Cup


http://www.thesun.co.uk/sol/homepage/news/2926941/Al-Qaeda-threaten-to-bomb-the-World-Cup.html

AL-QAEDA have vowed to bomb the World Cup - with England players top of their hitlist.
The terror group pledged to target the match between England and the USA in South Africa in June, warning "hundreds" of fans could die.

A branch of al-Qaeda which last year killed British hostage Edwin Dyer, 61, in Mali made the threats.



Security ... England ace Lampard
They also vowed to target resorts, hotels and car parks used by supporters during the tournament. And they claimed explosive devices which cannot be detected by security scans would be used.

The threats appear on al-Qaeda-linked websites. A statement said: "How beautiful would the game between England and the USA be when broadcast live from a stadium full of spectators - when the sound of an explosion rumbles through the stands. The resulting death toll is in the dozens and hundreds - Allah willing."


Security around England stars such as Frank Lampard is likely to be stepped up as they play in Cape Town and other cities.

The threats from al-Qaeda's North African network were last night being taken seriously by terror experts.

Neil Doyle said: "They have a track record for violence."

s.hughes@the-sun.co.uk



Read more: http://www.thesun.co.uk/sol/homepage/news/2926941/Al-Qaeda-threaten-to-bomb-the-World-Cup.html#ixzz0knKiRo14

So, are we any safer with those "show-boatin" treaties?
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UrRight



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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/11/2010, 7:43 am

I realize I have two different topics going on...but it all falls under the "What Obama did" was for naught.
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Artie60438

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PostSubject: Re: I BELIEVE EVERYTHING OBAMA DID....will be obsolete come 2014   4/11/2010, 10:22 am

UrRight wrote:

On the nuclear thing...it's not going to change anything regarding trying to set an example for other countries. Especially China and Iran...they aren't going to change..and I read and heard on the news that the Senate will not pass it. That confuses me, because if the POTUS signed it, why does it need to go through the Senate?

International treaties have to be ratified by the Senate and require a 2/3 majority.
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